SSDI / Disability

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Social Security Disability Insurance is the program under which those who have paid into the Social Security trust fund can receive benefits, in a manner similar to those collecting retirement benefits. It is a form of insurance for those employed, generally contributed to through involuntary payroll deductions.

Disability is not something people tend to think about or plan for. However, according to the Social Security Administration (“SSA”), a 20-year old worker has a nearly 1 in 3 chance of becoming disabled before reaching retirement age. For details please seehttp://www.ssa.gov/pubs/EN-05-10029.pdf.

If you believe you have a legitimate claim for disability benefits, you should not delay in filing your application. Since the backlog continues to grow, filing at the earliest opportunity reduces the time you have to wait before receiving benefits.

DISABILITY under Social Security is determined based on your inability to work. The Social Security Administration (“SSA”) will consider you disabled under its rules if:

You cannot do work that you did before;
Social Security Administration decides that you cannot adjust to other work because of your medical condition(s); AND
You disability has lasted or is expected to last for at least one year or to result in death.
Preparation is critical to getting a claim approved quickly. First, be meticulous in completing all of the required forms and supporting documents. Be sure to get treatment for your condition and get copies of the records every time you visit your health care provider. Then, be sure you submit all of your records promptly.

Getting your disability case approved is not an easy task and many people are not able to fight the system alone. According to the former President of the National Organization of Social Security Claimants’

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