Insurance Companies Want To Stop You From Getting The Medical Care That You Need!
If you are involved in a car accident in Sacramento, insurance companies want to stop you from getting the medical care that you need.
If you are getting low balled by the insurance company after an auto accident, you are not alone. Insurance companies make low settlement offers to accident victims all the time, and they do so knowing that many claimants will agree to settle for far less than they deserve.
When dealing with the insurance company, it is up to you to protect your legal rights. If you let the insurance company decide what it will pay, you will only get a small fraction of the total amount you are rightfully owed. But, by fighting back and asserting your legal rights effectively, you can collect the money you need to get back to your normal life.
As insurers seek to cut costs (which, in turn, increase their profitability) by limiting coverage for certain treatments and passing expenses on to customers in the event of an accident. You need a Sacramento Auto Accident Attorney on your side.
If you were the victim of a car crash, they might try to pressure you into taking a very small amount early in your case before you realize the full extent of your harm. They might do this by sending you threatening letters or warning to close your case file in a matter of days.
Here are a few steps to take if an insurance company is preventing you from getting the medical coverage you need:
If you have not done so already, you should speak to a Sacramento auto accident lawyer if the insurance company refuses to compensate you fairly. Insurers treat claimants who retain an attorney differently than those without representation. Hiring a lawyer can get insurance company representatives to take you seriously and offer more substantial compensation. Your Sacramento auto accident attorney should deal with the insurance company on your behalf.
Do Not Accept a lowball Settlement as “Partial Payment” – Do not accept a lowball settlement and treat it as “partial payment” for your claim. Once you accept a settlement of any kind, your claim is over.
Do Not Give in to the Insurance Company’s Tactics – While dealing with a Sacramento insurance company’s tactics can be frustrating, you should not give in. If you have suffered substantial losses as a result of your accident, it will be well worth fighting for the compensation you deserve.
Generally, insurance companies provide lowball offers because they are businesses committed to protecting the bottom line. Profits suffer when they pay out large claims. Unfortunately, bad faith insurance practices are not uncommon, and some insurance companies will make lowball settlement offers regardless of the facts at hand. If the insurance company is handling your claim in bad faith, you will need an attorney to help you hold the insurer accountable.
Once you know why the insurance company is lowballing you, you can then focus on gathering the evidence you need to prove your claim. Does the evidence show that you played no part in causing the accident? Do you have medical records, employment records, and other documentation that demonstrates the extent of your accident-related losses? In many cases, overcoming a lowball settlement offer is a matter of convincing the insurance company that it has overlooked relevant information.
Negotiating with the insurance company and preparing a lawsuit are steps that you will need your attorney to take on your behalf. Your attorney can also advise you regarding future settlement offers and advise you against actions that could make it more difficult to recover just compensation for your collision.
Key Takeaway
Medical treatment is an important decision between a patient and their doctor, not an insurance adjuster. Filing an insurance claim after a car accident in Sacramento can be challenging. If you were seriously injured through no fault of your own, you should not have to settle for less.
As Sacramento’s Grand Master Injury Trial Lawyer, I am committed to pursuing the full compensation you deserve. With 10+ years of experience, 350+ cases won in our client’s favor, I can pursue your case and fight for your rights to the fullest extent allowed by the law. Call me today at 888-878-0830 without obligation for a free assessment- even if your case has been dropped or turned down before.
